| Hi Taylor
- All this news about banning TikTok has me thinking about how and
when my kids will start using all the different social apps. Have
you run into this with your kids? How do you police that kind of stuff?
Hi Jessica - It almost makes you jealous of your parents, right?
However difficult we might have been as kids, they didn't have to
worry about what we were doing with our phones.
This is definitely an issue my wife and I run into, and our kids are
still pretty young, so it's probably only going to get more complicated.
I don't think there are any perfect solutions, but I try to focus
on a few areas where we have some control.
access. As the person who controls the purse strings, you
get to control what devices your children get to play with. Without
the device, there's no gateway into the social media universe.
Of course, it's not as simple as thatan iPad can be a great
tool for kids and parents alike. The trap is when we use phones
and tablets as a babysitter and let kids use them too much. If,
in a moment of weakness, you let your 9-year-old download TikTok
so you can have some peace and quiet, you're setting yourself
up for trouble. Keep device time limited and try to keep the apps
in use limited as well. Nurture other interests and activities
and you might not have to fight the tablet out of your kids' hands.
2. Be honest. If you have concerns about what your kids can
see online, that's a conversation to have with your kids. Social
media is most pervasive among teens and pre-teens, and those kids
are old enough to bring into the discussion about how and why
the internet can be problematic. Talk about the trolls and scam
artists that concern you. Instead of just saying, "no more phone,
that app is bad," talk about why you feel that way.
3. Be realistic. When you find out your kid has a Snapchat
account, don't lose your cool. Kids are getting cell phones younger
and younger, so it's only a matter of time before your child sees
something you've been trying to keep off their radar. You can't
trick your kid into thinking these things don't exist, so you
need to have boundaries ready when they start asking for a phone/tablet/YouTube
channel. Set an age limit, know what parental controls you want
to lock in place, and be ready for some tears and begging. Above
all, don't ignore the problem because that's not going to make
it go away.
| Once you let
your kids go online, it's hard to get them off. It's a big-time parenting
challenge, so you're smart to be thinking about it now. Just make
sure you've got rules in place and do your best to stick to them...
Have a tip for our readers on this topic? Send an email to Team@TheMoneyCouple.com,
and you might see it in an upcoming segment!
Information presented is for educational purposes only and is not
an offer or solicitation for the sale or purchase of any specific
securities, investments, or investment strategies. Investments involve
risk and, unless otherwise stated, are not guaranteed. Be sure to
first consult with a qualified financial adviser and/or tax professional
before implementing any strategy discussed herein. To submit a question
to be answered in this column, please send it via email to Question@GoFarWithKovar.com,
or via USPS to Taylor Kovar, 415 S 1st St, Suite 300, Lufkin, TX 75901.